Margot Kast started as a health insurance underwriter in Roseland, NJ at The Prudential. Later she worked in the financial industry and became a health insurance agent in 2002. She and her husband, Thom, bought a property and casualty agency in 2005, Kast Insurance. They quickly became known for their educated approach to the increasingly challenging market of health insurance. Margot became appointed with all of the major health insurance providers including Assurant, Humana, United Healthcare, Cigna, Aetna, and Florida Blue. Once the Affordable Care Act became law, she became an expert on how to qualify for and keep subsidies in today’s environment. Margot and her team recognize that it is vital to keep up with changes in the law, understand the local provider market, and be available to customers.